Northern Colorado

Medical Professional Loans & Investor Funding.

Medical professional loan specialist and investor line of credit broker serving Fort Collins, Greeley, Loveland, Timnath, Windsor, and Severance, Northern Colorado. Physician loans, nurse loans, dentist loans. NMLS# 2845865

Zero down loans for doctors, nurses, dentists, NPs, and many licensed healthcare professionals. Revolving investor lines of credit up to $10M for Northern Colorado real estate investors.

Stevie de Gala

Fort Collins  •  Greeley  •  Loveland  •  Timnath  •  Windsor  •  Severance  •  Northern Colorado

Who I Help

Built for your specific situation.

Medical Professional

Medical Professional Home Loans

Built for MDs, DOs, NPs, RNs, PAs, dentists, pharmacists, CRNAs, and more. Zero down, no PMI, student loan debt excluded from DTI.

Learn More

Down Payment

0%

PMI Required

None

Student Debt in DTI

Excluded

Max Loan Size

$2M+

Real Estate Investor

Investor Funding

Pre-approved capital for Northern Colorado real estate investors. Draw, close, repay, repeat — no new loan approval required.

Learn More

Loan Size

Up to $10M

Close Time

~10 Days

Max ARV

Up to 70%

Rate

High 8s–9%

Why a Broker

The bank is not shopping for you.

When you go to a bank, you get one offer — theirs. A broker shops 250+ lenders and brings you the best one.

Feature

A Bank

Working with Stevie

Lenders accessed
1
250+
Rate shopping
✕
✓
Wholesale pricing
✕
✓
Physician loan programs
Rare
✓
DSCR & investor products
Rare
✓
Closing cost competition
Rare
✓
Works for you
✕
✓

FAQ

Medical Professional Loans

Is This You?

If you are in one of these professions, you likely qualify for a medical professional loan — zero down, no PMI, and student debt excluded from your DTI, because your earning potential is the asset, not your savings account.

  • Low or zero down payment
  • No private mortgage insurance (PMI)
  • Student loan debt excluded from DTI
  • Available to residents and fellows
See If You Qualify→
Doctor of Medicine (MD)
Doctor of Osteopathy (DO)
Doctor of Dental Science or Surgery (DDS)
Doctor of Dental Medicine (DMD)
Doctor of Ophthalmology (MD or DO)
Doctor of Optometry (OD)
Doctor of Psychiatry (MD or DO)
Doctor of Pharmacy (PharmD)
Doctor of Veterinary Medicine (DVM or VMD)
Doctor of Podiatric Medicine (DPM)
Certified Registered Nurse Anesthetist (CRNA)
Physician Assistant (PA)
Registered Nurse (RN)
Nurse Practitioner (NP)
Clinical Nurse Specialist (CNS)
Chiropractor (DC)
Medical Residents, Fellows & Interns
Doctor of Medicine (MD)
Doctor of Osteopathy (DO)
Doctor of Dental Science or Surgery (DDS)
Doctor of Dental Medicine (DMD)
Doctor of Ophthalmology (MD or DO)
Doctor of Optometry (OD)
Doctor of Psychiatry (MD or DO)
Doctor of Pharmacy (PharmD)
Doctor of Veterinary Medicine (DVM or VMD)
Doctor of Podiatric Medicine (DPM)
Certified Registered Nurse Anesthetist (CRNA)
Physician Assistant (PA)
Registered Nurse (RN)
Nurse Practitioner (NP)
Clinical Nurse Specialist (CNS)
Chiropractor (DC)
Medical Residents, Fellows & Interns

Rate Watch

Rates change daily. Know when they drop.

Drop your email and I will reach out personally when rates make a meaningful move — so you are ready to act, not reacting late.

Better financing starts with one conversation.

A free 15-minute call is all it takes to find out whether a physician loan, investor line of credit, fix and flip line, or another structure gives you the best financial outcome.